💜 UK's Most Trusted Debt Help Service

The bills are piling up.But this isn't the end.

You work so hard for the people you love. But when debt takes over, it steals more than money — it steals your sleep, your peace, your joy.

Flying Start Solutions is here for everyone. Whatever your situation, whatever your story — we listen without judgement, and we find a way out.

Write off up to 85% of unaffordable debt — legally
One affordable monthly payment, based on what you earn
Creditors & bailiffs stopped from contacting you
Interest frozen from day one — your debt stops growing
Same-day support available when you need it most

Help Me

⭐ 4.9/5 Trustpilot

🔒 100% Confidential

💷 Free Forever

💜 "I finally feel like I can breathe again."

Sarah, Manchester — debt-free after 12 months

This moment right here?
That's what we're fighting for.

The giggle that makes your whole world stop. The tiny hand that grips your finger. The bedtime story that goes on just a little too long.

Debt doesn't just affect your bank balance — it affects your presence. That moment of joy becomes shadowed by worry. The cuddle is interrupted by the anxiety of tomorrow's bill.

You deserve to be fully there. Not half-distracted, half-worried, half-present. Fully there — laughing, playing, living. Let us take the debt off your shoulders so you can give your family everything they deserve.

Help Me Get There

Simple. Honest. Life-Changing. ✅

Tell us your situation — in 60 seconds

No awkward calls yet. Just answer a few simple questions online. We'll never judge your numbers — we've seen it all, and we're on your side from the very first click.

We find the perfect solution for your life

A real, caring human being — not a robot — will review your situation and recommend the right path. No pressure. No hard sell. Just clear, honest advice tailored to you.

Feel the weight lift — and start truly living

We handle your creditors, we do the paperwork, we fight your corner. All you have to do is take a deep breath — and start looking forward to your future again.

Get Started — It's Free

✨ Our service is 100% free for life — always has been, always will be.

500+ Families helped
to a fresh start

It's okay to ask for help. That's the bravest thing you'll ever do.

Nobody plans to get into debt. Life happens — redundancy, illness, a relationship breakdown, the cost of living spiralling out of control. You're not irresponsible. You're human.

At Flying Start Solutions, we believe everyone deserves a second chance. It doesn't matter if you're a parent, a carer, a single person, a couple, employed or not — if you're struggling, we want to help.

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Completely free — no catches, no hidden feesWe're paid by our regulated partners. You'll never be charged a penny upfront.

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Totally confidential — your secret is safeWe'll never share your details without your consent. What you tell us stays with us.

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Same-day support for urgent situationsIf bailiffs are knocking or court action is looming, we can act today.

Help Me

💳Credit Cards

💷Personal Loans

📱Payday Loans

🏡Council Tax Arrears

⚡Utility Bill Arrears

🛍️Catalogue Debts

🏦Overdrafts

🚗Car Finance Arrears

✅Almost Any Unsecured Debt

Check What I Can Write Off

How much could you legally write off?

THE FACTS:

Millions of people in the UK qualify for government-backed debt solutions — and most of them don't know it. IVAs, DROs, DMPs and bankruptcy aren't shameful last resorts. They're legal rights, designed specifically for people in your situation.

The moment a solution is in place, interest stops. Creditor contact stops. The constant fear stops. And you start — finally — moving forward.

The example on the right shows a real-life outcome for one of our clients. Yours will depend on your circumstances, which is exactly why we offer a free personal assessment.

Show Me What I Could Save

Real Client ExampleAmount

Total unsecured debt£18,240

Previous monthly payments ↓£734

New single monthly payment£89

⚠️ Example only. Individual results vary. Not suitable for all. Fees may apply within your contributions.

Sarah K., Manchester

★★★★★

IVA

"I used to lie awake at 3am doing the maths over and over. I cried before every phone call from an unknown number. Flying Start listened to me without once making me feel small. Now I sleep. Now I laugh with my kids again. That's everything."

✅ Verified Trustpilot Review

David M., Birmingham

★★★★★

DRO

"I was too proud to ask for help for years. I kept thinking I'd figure it out. But the debt just kept growing. One phone call to Flying Start changed everything. Within 12 months, over £28,000 was completely gone. I genuinely can't believe it's real."

✅ Verified Trustpilot Review

Lisa J., Leeds

★★★★★

DMP

"After I lost my job, I didn't tell anyone how bad it had got. I was drowning — paying £650 a month and still going backwards. Flying Start Solution didn't make me feel like a failure. They made me feel like there was hope. Now I pay £95 and I'm actually living again."

✅ Verified Trustpilot Review

Start Your Free Debt Assessment

Confidential · Won't affect your credit score · Free forever

Step 1 of 4 — Your Debt

How much unsecured debt do you have? How many creditors do you owe money to?

Step 2 of 4 — Your Situation

What is your employment status? Do you own or rent your home?

Step 3 of 4 — Where You Live

Which country do you live in? Approximate monthly income (after tax)?

Step 4 of 4 — Your Details

✅ Great news — you may qualify!

IVA – Individual Voluntary Arrangement

An IVA could help write off a significant portion of your debt.

🔒 100% confidential · No spam · No credit check · Free forever

Speaking to us or completing our free assessment has zero effect on your credit score — none at all. A formal debt solution will be recorded on your credit file in due course, but we'll explain everything clearly and honestly before you make any decision. You're in control.

There is no catch. Our initial advice and assessment is completely free, always. We're funded by our regulated insolvency partners — never by you. Some formal solutions do have fees associated with them, but these are always paid from within your affordable monthly contributions. You will never be asked to pay anything upfront.

Your payment is calculated based on what you can genuinely afford — after your essential living costs like food, rent and bills are covered. We make sure you're never left struggling. For many of our clients, payments drop dramatically — sometimes from hundreds to tens of pounds per month.

In most cases, yes. IVAs are specifically designed to protect your home where possible. Your essential car — particularly if you need it for work or family — can often be protected too. Every situation is different, and our advisers will give you a completely honest, personalised answer before you decide anything.

As soon as you speak to us, we start working. If you're facing urgent action from bailiffs, creditors, or the courts, we can act the same day. Don't wait — the sooner you reach out, the more options we have available to you.

Never. Not once. Our advisers have heard every story — redundancy, divorce, illness, business failure, overspending during a hard time. We don't judge. We don't lecture. We just help. You'll feel it from the very first conversation — this is a safe, warm, completely judgement-free space.

You deserve to sleep at night.
Let us help make that happen.

Every day you wait is another day of worry, another sleepless night, another moment stolen from the people you love. It takes just 60 seconds to find out if we can help — and it costs you absolutely nothing.

Help Me — It's Free

Or call us free on 07447 191695 · Mon–Fri 8am–8pm · Sat 9am–5pm

The bills are piling up.But this isn't the end.

As Seen On:

This moment right here?
That's what we're fighting for.

How It Works

Tell us your situation — in 60 seconds

We find the perfect solution for your life

Feel the weight lift — and start truly living

It's okay to ask for help. That's the bravest thing you'll ever do.

Debts We Can Help Write Off

Government Legislation

How much could you legally write off?

Real People. Real Stories.

Find Out If You Qualify — Free

Start Your Free Debt Assessment

Questions We Hear Every Day

You deserve to sleep at night.
Let us help make that happen.

All Pages

The bills are piling up.But this isn't the end.

As Seen On:

This moment right here?That's what we're fighting for.

How It Works

Tell us your situation — in 60 seconds

We find the perfect solution for your life

Feel the weight lift — and start truly living

It's okay to ask for help. That's the bravest thing you'll ever do.

Debts We Can Help Write Off

Government Legislation

How much could you legally write off?

Real People. Real Stories.

Find Out If You Qualify — Free

Start Your Free Debt Assessment

Questions We Hear Every Day

You deserve to sleep at night.Let us help make that happen.

All Pages

This moment right here?
That's what we're fighting for.

You deserve to sleep at night.
Let us help make that happen.